At Atlantic Bay Mortgage Group, the funding team operates in a fast-moving environment where timing, utilization, and accuracy are critical. For Funding Manager Jessica Grau, success is strengthened by having a system that doesn’t just house data but actively supports smarter warehouse funding decisions while reducing operational risk.
That’s where Genesis by OptiFunder delivers value.
Genesis connects directly with Atlantic Bay’s LOS and begins working as soon as loans enter the pipeline. Using real time LOS data, the platform analyzes expected close and settlement timing and continuously runs utilization optimization calculations in the background.
“OptiFunder is pulling the information from the LOS from day one, and it’s running utilization calculations in the background so we’re effectively using our warehouse lines.”
By continuously analyzing loan timing and optimizing utilization, Genesis helps Atlantic Bay maintain better control over warehouse capacity without requiring constant manual oversight. The funding team gains earlier visibility into expected closings and settlements, allowing them to plan ahead, balance funding activity, and make more informed decisions with confidence.
That same intelligence carries through the full funding lifecycle. As loans are funded and purchase advices are completed, Genesis automatically reflects those updates back in the LOS, keeping data aligned and eliminating redundant entry.
“The flow is very nice; the systems talk to each other the way they should.”
Beyond the technology, Atlantic Bay values the relationship behind the platform. When questions arise or adjustments are needed, OptiFunder’s team is responsive, collaborative, and easy to work with.
“When we need something, the OptiFunder team is quick to respond. Technology is only as good as the people behind it, and OptiFunder really feels like a dedicated support team.”
For Atlantic Bay, Genesis is more than a funding tool. It’s a strategic advantage that simplifies complexity, reduces risk, and enables the funding team to operate with confidence - backed by a partner invested in their success.
Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender